Friday, October 23, 2009

Pet Insurance Comparisons

Should you buy pet insurance? Which pet insurance is right for you and your pet?
The major players in the pet insurance industry are:
  • Best Pets,
  • VPI, 
  • Pet Care,
  • and ASPCA.

When evaluating any insurance it is best to understand several factors.
What is the deductible?
What is the pay rate?
Don't be fooled by testimonials, read the fine print, not how this coverage saved poor fluffy's life.
What is the claim process? How long after you file a claim can you expect payment?
Do they cover your Vet?
Do you have to use a Vet they have approved?
Try not to get distracted by the really cute pictures of pets.

Of course no one wants to not be able to afford health care for their beloved pet but use caution and some wisdom when paying over $240 a year for pet insurance.

If your pet is older and already has a health problem these companies will not cover them.

Instead of buying pet insurance you could set up a savings account specifically for your pet's health care and Vet visits.  

Wishing you many great years with your beloved pet.